Read the criteria. See the rates. Apply.

Suppliers that passed five published checks. Kivo Points on every pound your firm spends with them, at the rate printed beside the name.

No monthly allowance. No fee rebate. Nothing earned that you did not spend.

Illustrative
Kivo Points on your Ledger

KP 132,840= £1,328.40

One hundred Kivo Points is one pound on your card
Latest on your LedgerTypeKP
Return from Ashby Lane MarketingInvoice ALM-0442 · £3,000.00 at KP 8 / £1LandedKP 24,000
Return from Bramley ITInvoice BIT-1180 · £11,940.00 at KP 6 / £1LandedKP 71,640
Return from Severn Energy BrokersInvoice SE-0871 · £5,000.00 at KP 4 / £1LandedKP 20,000
Return from Northgate InsuranceInvoice NG-3312 · £2,150.00 at KP 8 / £1LandedKP 17,200

Illustrative. Points = net invoice × rate, rounded down to a whole Point.

How it works

Four steps. The sum is on the page before you apply.

£4,800 × KP 5 / £1 = KP 24,000 = £240.00

  1. 01

    Choose a Stamped supplier

    Buy from a supplier on the Register. Every entry shows its checks, its Stamp date and its rate as KP per £1.

  2. 02

    Pay the invoice

    Settle the invoice as you would anyway. The supplier reports it, or you upload it and the supplier confirms.

  3. 03

    The Return lands

    Pending for 14 days, then a Return lands on your Ledger. Points = net invoice × rate, rounded down.

  4. 04

    Convert

    From KP 1,000, Points move onto your firm's Kivo Card at KP 100 = £1, at once.

The criteria

What “vetted” means. Five checks.

A supplier cannot apply. A member firm that has paid its invoice nominates it; Kivo runs the same five checks and prints the result.

  1. 1

    Nominated by a member firm that has paid the supplier's invoice.

  2. 2

    Filed accounts read; insurance certificates seen and dated.

  3. 3

    Three member references, taken by the Desk.

  4. 4

    Service terms on file and a rate (KP per £1) set and printed beside the name.

  5. 5

    A year on probation; re-tested every year.

The Register

Every entry reads the same way. No adjectives.

See the Register

Mourne Digital Ltd

KP 7 / £1

Stamped · 2026 · in date · first year 29 Jul 2026 · renews 29 Jul 2027

1 of 3 placesNominated by 1 member

Thorne & Pickard Ltd

KP 4 / £1

Stamped · 2026 · in date · first year 19 Jul 2026 · renews 19 Jul 2027

2 of 3 placesNominated by 1 member

Fell IT Ltd

KP 6 / £1

Stamped · 2026 · in date · first year 19 Jun 2026 · renews 19 Jun 2027

1 of 3 placesNominated by 1 member

14 suppliers · 12 Stamped. Earned only on settled invoices with Stamped suppliers, at the printed rate. KP 100 = £1. Nothing on the fee.

The Kivo Card

Where the Points land.

KP 100 = £1

One hundred Kivo Points is one pound on your card

Onto the Kivo Card
KP 100 = £1 · from KP 1,000 · at once
Airline points
Opens when the agreement is signed
ATM withdrawals
Not available
WORKS · 2026

Works · Gunmetal over an anodised aluminium coreUp to five cardholders

For suppliers

No more than three per category per region.

You cannot apply to the Kivo Register. A member firm that has paid your invoice nominates you. That is the first check, and the one most directories skip.

Stamped · 2026 · in date 14 Mar 2026 · renews 14 Mar 2027

The process

  1. 1
    Nomination.

    A member firm that has paid your invoice puts you forward.

  2. 2
    Evidence.

    You upload filed accounts, insurance certificates and service terms, propose a rate and declare a monthly ceiling.

  3. 3
    References.

    Three member firms confirm, taken by the Desk.

  4. 4
    Stamped.

    The Register panel records the five checks and issues the Stamp with its year. Your entry shows the date it renews.

  5. 5
    Re-tested yearly.

    Pass again or lapse in public. Struck off if you slip, and listed for 12 months with the reason.

Membership

Three tiers. One card layout. Membership fees on application.

Rank is the material of the card, not a metal name. The membership, the Points and the Ledger belong to the firm.

Kivo Bench

Sole directors and firms of up to 9 staff.

  • Full access to the Kivo Register
  • Kivo Points at the published rates
  • The Kivo Card in Gunmetal, one cardholder
  • The Desk by phone and message
  • Open events
  • Your Ledger, exportable as CSV and PDF
Membership fees on application.Apply for Kivo Bench

Kivo Works

Firms of 10 to 250 staff.

  • Everything in Bench, and
  • Up to five cardholders on one firm account
  • The Kivo Card in Gunmetal over an aluminium core
  • A named person at the Desk who follows every introduction to the invoice
  • Quarterly supplier review
  • Forums of eight, chaired
Membership fees on application.Apply for Kivo Works

Kivo Board

By invitation. Capped at 250 firms. No fee beyond Works.

  • Everything in Works, and
  • A seat on the panel that admits and reviews Register suppliers
  • First call on the Desk
  • The Board card in Marker, the only yellow Kivo Card in circulation
By invitation from the Register panelBoard members vote on nominations, renewals and strike-off.
The Desk

People, not a script.

Tell the Desk what your firm needs to buy and get up to three Stamped suppliers with a brief, not thirty.

Hours08:00–20:00, Monday to Friday
ReplyWithin one working day
Phone and emailTo be published
Questions
Where do the Points come from, if not from my fee?
From supplier margin. Each Stamped supplier funds the Points its settled invoices earn, and members see that funding. Nothing is earned on the membership fee.
Who owns the Points, and can a director take them?
Points belong to the firm and load only onto its own Kivo Card, never to a director personally. A formal tax opinion is being taken before launch.
What happens if a supplier slips?
The Register panel strikes it off and the entry shows the reason for 12 months. No Points on invoices dated after that day; earlier Points stand.

All ten questions

Shows its working.

The checks, the rates and the terms are on the page. Read them, then apply.

Apply